If your business needs additional finance, it can be difficult to know which option is the most appropriate for your needs.
Being able to access the right sort of finance can help your business grow, develop and thrive. There are a range of methods to choose from when raising finance, including bank loans, equity investment and debt finance.
Bank loans are an obvious option, but equity investment and debt finance are more specific to the type of business. If it is considered a ‘riskier’ venture, then equity investment could be more suitable, while business angels are prepared to back new businesses with equity finance.
An added advantage is that tax relief is available to investors in new businesses.
For a business that is considered lower risk, debt finance is one possibility.
Start-up loans are also available for new businesses, whilst peer-to-peer lending and crowdfunding are alternatives to high street bank lending.
When you want to grow your business, there are a range of choices, and it’s important to know what your goals are. Financing options include;
- Seed Financing
- Venture capitalists
- Peer-to-Peer lending/loan
- Equity crowdfunding
- Trade finance
- Export finance
- Private finance
- IPO/public offering
- Corporate venture finance
Knowing which is the correct route for your business can be difficult, but considerations about how much financing you need, what it is for, how long the period of borrowing will be, what the shareholders’ positions are and the likely tax implications, can all inform the decision.
SMEs represent over 60 per cent of the private sector workforce, and at Macalvins, we know that corporate finance advice and transaction support is pivotal.
How can Macalvins help?
Whatever your corporate finance needs, we can support your business with the full spectrum of advisory services. Our team can assist with:
- Mergers and acquisitions (M&A)
- Identifying suitable sources of finance
- Finance for specific projects
- Business structuring and exit-planning
- Business disposals
- Management buy-outs and buy-ins
- Private transactions
If you need help with corporate finance, please contact the Corporate Finance team at Macalvins.