Why small businesses can’t afford to ignore automation and AI – An accountant’s perspective

By Darren Buckley and Tariq Husain

Remember when you were younger and you were promised flying cars, trips to the moon and robot helpers.

Whilst we might not be quite there with the first two (unless you have deep pockets), advancements in AI in the last two to three years mean that businesses are able to achieve incredible things.

Whether you’re scrolling social media or enjoying better checks on the content of your emails, you’re already using AI to make your life easier whether you realise it or not.

The focus of many headlines has been on robots stealing jobs and machines that can write poetry (badly, in most cases).

However, the real story is how automation and AI are quietly transforming small businesses and why it’s time you took a closer look if you aren’t already.

The current picture: AI adoption is growing, fast

We’re seeing more and more small and medium-sized enterprises (SMEs) exploring AI tools, often without realising they’ve already adopted them.

From automated invoicing and expense tracking to chatbots handling customer queries, AI is becoming a silent member of many teams.

According to recent YouGov data, around 31 per cent of SME businesses currently use AI and another 15 per cent plan to, whether that’s within their accounting platform, CRM system or marketing stack.

That number is expected to rise sharply over the next few years, not just because it’s trending, but because it’s practical.

Why automation is a small business’s best friend

Running a business involves spinning lots of plates and automation helps put a few of those down.

Think of it as a digital assistant that never sleeps, forgets or sighs when you change your mind

These small efficiencies add up. Hours saved each week turn into days gained each month, time you can spend building client relationships, developing new products or just taking a well-earned break.

The AI advantage: smarter decisions, clearer insight

Here’s where AI moves beyond automation. Modern AI-driven financial tools can:

  • Analyse your cashflow and predict pinch points before they hit
  • Spot unusual patterns or potential fraud
  • Model different growth or investment scenarios
  • Highlight opportunities to cut costs or improve margins

In other words, it helps you make decisions with clarity, not guesswork. Imagine being able to see at a glance, how seasonal trends, late payments or new pricing strategies might affect your cashflow months in advance.

That’s not science fiction. It’s what smart software can already do today.

What about creativity, culture and connection?

One of the biggest myths about automation is that it replaces human input. In reality, it gives people room to be more human.

When your team isn’t drowning in admin, they can focus on creativity, strategy and customer relationships, the areas where human judgment and empathy matter most. AI and automation doesn’t replace your people – it empowers them to achieve more in less time.

AI is developing rapidly and within a few years, we’ll see systems that can do incredible things.

The businesses that thrive will be those that start experimenting now. Those who learn how these tools work, understand their limits and build the right culture around them.

How we are helping businesses with AI

We’re working with clients across every sector to help them make sense of the technology shaping the future of business and offering them guidance to make sure their investments meet their goals.

So, whether you’re just curious about what AI can do or ready to take the plunge, it’s worth starting the conversation now, rather than wait for your competitors to get ahead of you.

To find out how we can help you with investment in innovation, as part of your broader business strategy, please get in touch.

Posted in blog.